Buda Texas Gentleman Farm Insurance

Whether you are growing crops in Buda, or raising livestock in Kyle, at Hays Insurance Group we recognize that gentleman farm and ranch owners have a unique lifestyle and therefore have unique insurance needs. We work closely with each of our clients to tailor a gentleman farm insurance policy to that meets the coverage needs of their individual farm. Gentleman farm insurance typically provides coverage for dwellings, farm equipment and machinery, vehicles, and more. 
Gentleman farm insurance often includes a combination of coverage typically found in a homeowners insurance policy and more large scale farming policies. Let’s take a look at the most common policy features first.

Buda, Texas Gentleman Farm Insurance Coverage

Farm Dwelling
Since gentlemen farms are operated primarily for pleasure or as a hobby, the farm is often the location of the owner’s home as well. Much like a traditional homeowners insurance policy, coverage is available to protect your home and belongings from weather related damage such as lightning, hail, and severe wind. Fire, theft, and vandalism may also be covered. 

Other Farm Structure Coverage
A farm will typically include a number of additional structures separate from your home. Barns, sheds, silos, fences, portable structures, and more may be covered under a gentlemen farm insurance policy. Our team of experienced agents at Hays Insurance Group will help you choose a policy that provides adequate coverage for each structure on your property.
Farm Liability Coverage
Farm equipment and machinery can be quite dangerous. Liability coverage protects others against accidental bodily injury, medical expenses, or property damage while on your farm. Optional coverage may also be available for fire liability, hunting or fishing liability, and more. 
Farm Personal Property
Machinery, irrigation equipment, livestock, and feed are vital components to many farms, both large and small. The loss of one of these items can bring your farming operation to a halt. Insuring these various items will ensure your farm continues running smoothly. You may choose to cover all of your farm personal property under a Blanket Coverage policy or you may select individual items to be covered. A Scheduled Coverage policy will allow you to pick and choose specific property that you wish to insure. Our team of gentleman farm insurance experts at Hays Insurance Group will help you determine which option is best for your unique farm.
There are a number of optional policy additions that you may wish to include in your farm policy. Some of the many additions include coverage for:
  • Equine
  • Vineyards and Wineries
  • Contamination of milk
  • Identity Fraud
  • Collision resulting in death of livestock
  • Seasonal coverage
Hays Insurance Group specializes in providing gentleman farm insurance to farmers throughout Buda, Kyle, Mountain City, Driftwood, and Niederwald, Texas. For more information on insuring your unique farming operation, contact our team of experienced agents today!

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